INDEXED UNIVERSAL LIFE
Lifetime Protection with Growth Potential
When it comes to protecting your family and building wealth, you shouldn’t have to choose between security and opportunity. Indexed Universal Life (IUL) Insurance gives you both—lifetime coverage and the ability to grow cash value linked to market performance, all while protecting you from market losses.
Why Choose Indexed Universal Life (IUL)?
Lifetime Coverage – Protects your family for life, as long as premiums are maintained.
Tax-Advantaged Growth – Build cash value on a tax-deferred basis.
Market Protection – Enjoy upside potential linked to market indexes, with downside protection.
Living Benefits – Access cash value for emergencies, retirement income, or opportunities.
What IUL Insurance Offers?
Lifetime death benefit protection
Tax-deferred cash value growth
Ability to borrow against cash value
Market-linked growth with no risk of loss
Who Needs Indexed Universal Life?
-Want permanent protection with flexible benefits
-Are seeking tax-free retirement income strategies
-Want to protect wealth while building cash value
-Need a balance between security and growth potential
-Are planning for long-term financial freedom
Benefits for Your Family
-Lifelong security with flexible options
-Wealth-building potential with market-linked growth
-Tax-advantaged savings for retirement or future goals
-Protection against loss, even in down markets
-Access to cash value when you need it most
Take the Next Step!
IUL combines the power of insurance and wealth-building into one plan—protecting your family today while creating opportunities for tomorrow. Click “Schedule My Free Consultation” to discover how Indexed Universal Life can help you protect, grow, and enjoy your wealth.
STILL NOT SURE?
Frequently Asked Questions
How does the cash value grow?
Your policy’s cash value is linked to a market index. When the index performs well, your account earns interest (up to a cap). If the index goes down, your account is protected with a 0% floor, meaning you don’t lose money due to market declines.
Is the cash value growth taxable?
No. The cash value grows on a tax-deferred basis, and you can often access funds through policy loans or withdrawals tax-free if structured properly.
Can I access my money while I’m still alive?
Yes. You can borrow or withdraw from your policy’s cash value for things like emergencies, retirement income, college funding, or investment opportunities.
What happens if I take a loan from my policy?
When you borrow against your cash value, the money is yours to use. If not repaid, the outstanding loan amount is deducted from the death benefit.
Your Life. Your Legacy. Our Commitment. We protect families, build wealth, and secure legacies for generations.
Information
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4813 Ridge Rd Suite 113-796 Douglasville, GA, United States, Georgia 30134
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